Your Hand          Dealer's Up Card
             2  3  4  5  6  7  8  9  10 A
5,6,7,8      H  H  H  H  H  H  H  H  H  H
9            H  D  D  D  D  H  H  H  H  H
10           D  D  D  D  D  D  D  D  H  H
11           D  D  D  D  D  D  D  D  D  H
12           H  H  S  S  S  H  H  H  H  H
13,14        S  S  S  S  S  H  H  H  H  H
15,16        S  S  S  S  S  H  H  H  H  H
17,18,19,20  S  S  S  S  S  S  S  S  S  S

Soft 13,14   H  H  H  D  D  H  H  H  H  H
Soft 15,16   H  H  D  D  D  H  H  H  H  H
Soft 17      H  D  D  D  D  H  H  H  H  H
Soft 18      S  D  D  D  D  S  S  H  H  H
Soft 19,20   S  S  S  S  S  S  S  S  S  S

A-A          SP SP SP SP SP SP SP SP SP SP
2-2,3-3      SP SP SP SP SP SP H  H  H  H
4-4          H  H  H  SP SP H  H  H  H  H
5-5          D  D  D  D  D  D  D  D  H  H
6-6          SP SP SP SP SP H  H  H  H  H
7-7          SP SP SP SP SP SP H  H  H  H
8-8          SP SP SP SP SP SP SP SP SP SP
9-9          SP SP SP SP SP S  SP SP S  S
10-10        S  S  S  S  S  S  S  S  S  S

H=Hit, S=Stand, D=Double down, SP=Split